Bankruptcy Representation in the Bronx

When you are facing a difficult financial situation, it is important that you work with an attorney who can help evaluate your case and ensure that your rights are protected. There are many options available to you, and at the Law Offices of David Brodman, we can help you determine the best course of action to take for your particular situation.

Our firm has years of experience handling complex cases, and we may be able to help you as well. We are proud to offer personalized representation at a cost that you can afford. If you are considering filing for bankruptcy, we encourage you to contact the Bronx bankruptcy lawyer from our firm as soon as possible.

Dedicated Legal Services in New York

The Law Offices of David Brodman treats clients as if they are family members. We understand that this time in your life is difficult and that no one ever wants to face a financial burden and struggle to regain control of their finances. Debt can be overwhelming, and many people do not know where to turn or who to trust. When you are fed up with the collection attempts and the fear of losing your home and everything you have worked so hard to gain, you need to contact our firm.

At the Law Offices of David Brodman, we can provide you with outstanding representation and legal counsel regarding the following:

Automatic Stay
The automatic stay is a court injunction "order" that automatically stops all debt collection activities the moment the bankruptcy petition is filed.

Benefits of Bankruptcy
Contrary to popular belief, there are actually many benefits to filing for bankruptcy. At the Law Offices of David Brodman, we can help you understand each of these benefits and how they can apply to you and your financial situation.

Chapter 7
Chapter 7 bankruptcy is also known as "liquidation" bankruptcy. In this chapter, the individual's non-secured debts are discharged and any non-exempt items and property may be sold to repay the accumulated debts. Eligibility for this chapter is based on a bankruptcy means test.

Chapter 13
Chapter 13 Bankruptcy allows individuals to often pay their creditors only pennies on the dollar. Chapter 13 Bankruptcy is an effective way to stop foreclosures. Repayment plans are often only 36 months and never more than 60 months.

Debt Relief
Filing for bankruptcy is one of the most common forms of debt relief. Bankruptcy is a way to stop garnishments, prevent foreclosures, unfreeze bank accounts and end creditor harassment. Bankruptcy allows individuals to lower and often wipe out their debts.

Foreclosure Defense
When you file for bankruptcy, an automatic stay will be placed onto your accounts, putting an immediate stop to all collection, repossession, and foreclosure attempts. You can protect your home by filing for bankruptcy, and the Law Offices of David Brodman can help!

Loan modifications
You can permanently change the terms of a mortgage by working with our firm's Bronx bankruptcy lawyer. To determine your eligibility to receive a loan modification, we encourage you to enlist our help as soon as possible.

Means Test
Commonly referred to as a Chapter 7 means test, the bankruptcy means test is used to determine your eligibility to file for Chapter 7 bankruptcy. If you do not pass this test, you can still reap the benefits of bankruptcy by filing under Chapter 13. However, the overwhelming majority of our clients do pass the means test.

Medical Bills
Medical bills account for a large majority of debt in the United States. If you have been struggling to repay medical bills, it is important that you work with our firm. Filing for bankruptcy can help eliminate medical debt. To learn more about whether this is a good option for you, contact our firm.

Repossessions
If you have fallen behind on loans and fear that your property may be repossessed, filing for bankruptcy can help. Even if a vehicle or other item has recently already been repossessed, it is important that you work with our firm to understand your debt relief options. We may be able to stop the repossession process through bankruptcy!

Short Sales
Are you one of the millions of homeowners struggling to make your mortgage payments? If you are looking to avoid foreclosure, a short sale may be right for you. To learn more about this option, contact the Law Offices of David Brodman.

Bankruptcy Myths
There are plenty of myths regarding bankruptcy, but that is just what they are - myths! At the Law Offices of David Brodman, we are here to debunk those myths and help you feel confident in regaining control of your financial situation. Contact our firm today!

Schedule a Consultation with the Law Offices of David Brodman

Bankruptcy and debt can be difficult to deal with, and we understand how concerned you are. When you are faced with a difficult life decision, you can rest assured that the Law Offices of David Brodman is on your side. Throughout the years, we have provided countless clients with favorable outcomes for their debt and bankruptcy cases, and we may be able to help you as well.

Our firm is here to provide you with solutions to your debt. If you are considering filing for bankruptcy, or if you have questions regarding your eligibility, do not hesitate to contact the Law Offices of David Brodman right away. Schedule a consultation with our Bronx bankruptcy attorney now by completing a free case evaluation form today.

Do not hesitate to call Law Offices of David Brodman for a case evaluation at (718) 354-8027