Alternatives to Bankruptcy
We Explain Debt Relief Options
While bankruptcy can be a great tool of many individuals, it is not right for everyone. In some cases, individuals may not fully qualify to file or others may simply wish to avoid the legal process altogether. If you do not want to file for bankruptcy or you do not qualify for bankruptcy, it is important to know that you still have options.
With the representation of the right attorney, you can work toward a positive resolution to your financial situation. At the Law Offices of David Brodman, our firm proudly represents individuals and families in and around the Bronx area who are seeking financial freedom. If you have been considering filing for bankruptcy, now is the time to act. Work with the Law Offices of David Brodman right away!
What Alternatives Are Available?
When you work with the Bronx bankruptcy lawyer from our firm, we will take the time to get to know you and your situation and ensure that your rights are protected. If bankruptcy is not an option for you, we can advise you as to which of the following alternatives may work best for your situation.
Negotiating with Creditors
If stopping creditor harassment is your main concern, there is a way that you can end creditor harassment without having to file for bankruptcy. In some situations, simply speaking with the creditors can help. For most creditors, receiving a portion of a payment is better than receiving none, and they may be willing to work with you to lower payments. Additionally, it is important that you let creditors know that you are aware of your rights and that they cannot violate them.
Credit Counseling or Debt Counseling
Working with a credit or debt counseling agency can greatly lessen your financial woes. These companies can help you negotiate with creditors to repay your debts without filing for bankruptcy. In some cases, credit agencies will be obliged to work with you instead of having you file for bankruptcy. It is important to remember, however, that there are numerous false credit counseling agencies, so you need to be wary of scams. Our firm can help you find the legitimate resources you need.
Debt Consolidation
Debt reconsolidation can help you with loans and allow you to receive a lowered interest rate or secure a fixed interest rate for the remainder of the loan. While this alternative does help a significant number of people, it is important that you protect yourself against scams. There are a number of agencies that will claim to help but are simply looking to make money. Consult our firm before signing up for a debt consolidation plan.
Contact the Bronx Attorney From the Law Offices of David Brodman!
Of course, each person's legal and financial situation will be different, and the alternatives available to them will vary. In order to ensure that you receive the best possible outcome for your case, it is important that you work with the Law Offices of David Brodman. In some situations, avoiding bankruptcy can the best option for you; however, there are times that bankruptcy may be the only way out.
Get Out of Debt!
To learn more about your options, take the first steps today and request your free consultation now.
Hear From Our Former Clients
-
I highly recommend David. Don't look elsewhere.
“David was and is an absolute pleasure to work with. During the whole process, I felt at ease because I knew I was in great hands. He addressed all my concerns and was always available to answer any question which gave me peace of mind. He is extremely knowledgeable combined with humbleness which is very rare these days. Compared to others, his fee is reasonable and fair. I highly recommend David. Don't look elsewhere. Thank you David!!”
-
He's a very pleasant man always took time to explain things to me.
“I had the pleasure of working together with my lawyer Mr. David Brodman in a bankruptcy case I recently had. I would like to say that he worked with me step by step! And whenever I needed to call him; he always took the time to return my call. He's a very pleasant man always took time to explain things to me. He's very professional. If you're looking for a good lawyer? Mr. Boardman is your man! I would recommend him to anyone who's in need of a good lawyer. And I give him five stars!”
-
100% recommended.
“Excellent experience, you will get nothing but professionalism, care and attention from Mr. Brodman. 100% recommended.”
-
He is very friendly and get this......he is AFFORDABLE!
“David was by far a pleasure to have as my lawyer to represent me in my Chapter 7 bankruptcy case. He is very accessible through text and phone call whenever you need him and he made my process extremely easy from beginning to end compared to the horror stories I've heard from other people when filing. He is very friendly and get this......he is AFFORDABLE! I contacted several other lawyer offices prior to finding David and they were 3 times his price, rude and wanted to do what was in the best interest of their own pockets and not me! I pray I never have to file for bankruptcy ever again but if I do I will absolutely call David without a doubt!”
-
I’d recommend David a million times over again.
“Working with David has been an absolute pleasure. He’s always been quick to respond to emails, well before 24 hours from them being sent, and he’s even faster to respond questions via text. His knowledge, professionalism, and care with which he handles cases is second to none. I’d recommend David a million times over again.”
