Bankruptcy

Bankruptcy Services for The Bronx & NYC

Helping NYC Residents Find Financial Relief

When faced with a difficult financial situation and overwhelming debt, it is important for you to seek the help of a bankruptcy attorney who can evaluate your situation and steer you towards a beneficial outcome. Here at the Law Offices of David Brodman, serving clients in the Bronx, Westchester, New York, Brooklyn and Queens, we believe that everyone deserves a fresh start and self-confidence. You likely have many options to explore, and it is our goal to help you determine the best course of action based on the particulars of your situation.

Our firm is highly experienced in handling bankruptcy cases, both straightforward and intricate. To best serve our clients, we go out of our way to find ways to provide top-quality representation at affordable, competitive rates. If you think bankruptcy will help you out, then please contact our firm as soon as possible.


Protect your financial future by contacting us online or calling (718) 354-8027 now.


Chapter 7 & Chapter 13: What Bankruptcy to Choose?

For the most part, an individual or small business owner who needs to file for bankruptcy will need to choose between Chapter 7 or Chapter 13 bankruptcies. Each chapter of bankruptcy has its advantages, but there will always be one to recommend over the other depending on the details of the case. It is our mission as your trusted bankruptcy law firm to help you pick the chapter of bankruptcy that helps you the most.

Quick information about Chapter 7 and Chapter 13 bankruptcy you should know:

  • Chapter 7: In Chapter 7 bankruptcy, you have a chance to discharge all of your unsecured debt and wipe out virtually everything you owe. However, you must pass a means test that compares your income to others in New York State.
  • Chapter 13: In Chapter 13 bankruptcy, the goal is to create a manageable repayment plan to pay off what you can afford over a 3 to 5 year period. Most clients only pay pennies on the dollar and wipe out the remaining debt. In Chapter 13 cases, all your property is normally protected.

Most Chapter 7 Bankruptcy cases handled for $1400, and that includes everything.


Automatic Stay: The Immediate Benefit of Filing for Bankruptcy

Many people hesitate to file for bankruptcy because they do not think there will be any benefit to it. What people do not realize is that simply filing for bankruptcy will provide the immediate benefit of an automatic stay. The automatic stay prevents creditors from taking any action against you.

An automatic stay will help you by:

How Can a Bankruptcy Attorney Help?

Bankruptcy attorneys are integral to individuals navigating the complex, often stressful process of bankruptcy. Their expertise lies in understanding the complexities of bankruptcy law and guiding clients through each step of the process, offering reassurance and a clear path forward. These legal professionals evaluate your financial situation, help you understand the potential implications of filing for bankruptcy, and determine the most beneficial course of action for you. They prepare and file the bankruptcy petition, represent you at hearings, and negotiate with your creditors on your behalf.

Services offered by bankruptcy attorneys include:

  • Evaluation of Finances: Attorneys conduct a detailed review of your financial situation, including income, debts, assets, and expenses, to assess your eligibility for filing bankruptcy.
  • Advice on Bankruptcy Options: They explain the various forms of bankruptcy, including Chapter 7 and Chapter 13, and recommend the best option based on your financial circumstances.
  • Preparation and Filing of Bankruptcy Petition: Attorneys prepare the necessary paperwork for the bankruptcy petition, ensuring accuracy to avoid any potential legal issues. They also handle the filing process with the court.
  • Representation at Hearings: They represent you at the 341 meeting of creditors and any other required court hearings, communicating with the bankruptcy trustee and creditors on your behalf.
  • Negotiation with Creditors: Attorneys negotiate with your creditors to potentially lower the debt amount, reclassify secured debt as unsecured, or get certain debts discharged.
  • Guidance on Credit Rehabilitation: Post-bankruptcy, attorneys provide advice on rebuilding credit and effectively managing finances to avoid future insolvency.

How Much Does It Cost to File Bankruptcy

At the Law Offices of David Brodman, the fee for most Chapter 7 Bankruptcy cases is a flat rate of $1,400.00, which covers credit counseling, court, and education fees. Please note that prices may differ for married couples.

Generally, the cost of hiring a bankruptcy attorney in NYC ranges from $1,170 to $1,950 for Chapter 7 cases, and between $3,500 and $7,500 for Chapter 13 bankruptcy attorneys. The specific fees depend on factors such as the complexity of the case, location, and the attorney you choose to work with.

Decide to File for Bankruptcy With Confidence – Call (718) 354-8027

The Law Offices of David Brodman is here to help you explore your bankruptcy and debt relief options. You may be able to immediately benefit from bankruptcy and move towards a better tomorrow without any debt. We are here to help you in these stressful times. 


To learn more about bankruptcy and its benefits, contact our firm today (718) 354-8027


Commonly Asked Questions

What are the benefits of filing for bankruptcy in The Bronx and NYC?

Filing for bankruptcy in The Bronx and NYC can offer several benefits, including the discharge of unsecured debts through Chapter 7, or the creation of a manageable repayment plan in Chapter 13. It can also provide immediate relief through an automatic stay, which stops wage garnishments, prevents liens, and prohibits creditor harassment. This process can give you the breathing room needed to reorganize your finances and work towards a debt-free future.

How can a bankruptcy attorney assist residents of Brooklyn?

A bankruptcy attorney can assist residents of Brooklyn by providing a thorough evaluation of their financial situation, advising on the most suitable form of bankruptcy, and preparing and filing the necessary paperwork. They also represent clients at hearings, negotiate with creditors, and offer guidance on credit rehabilitation post-bankruptcy to help clients regain financial stability.

David Brodman is very kind, professional, and very attentive to all of my needs during this matter.
“My experience here was amazing!! David Brodman is very kind, professional, and very attentive to all of my needs during this matter. I am extremely satisfied with his services and would be happy to refer anyone to him in the future. Thank you for all of your help and I look forward to a new stress free life ahead of me!” - D.A. Read More Testimonials