One of the most frustrating things about financial hardship is the non-stop calling and collection attempts by creditors. As if your monetary burdens are not hard enough to handle, debt collectors stop short of nothing to continuously pester, pressure, or even threaten you into paying your debts.
As a consumer, you are protected under the law from creditor harassment. If you feel that your rights are being violated in any manner, working with the Law Offices of David Brodman can help stop the collection attempts!
Your Rights Under the Fair Debt Collections Practices Act
The Fair Debt Collections Practices Act (FDCPA) protects consumers against "abusive, deceptive, and unfair debt collection practices."
Some examples of these illegal debt collection practices include:
- Asking for payment on fees or other amounts you do not owe
- Contacting you before 8:00 a.m. or after 9:00 p.m.
- Contacting you at your place of employment
- Using abusive language
- Communicating your debt to a third party
- Harassing a third party for your location
- Threatening unwarranted litigation or violence if the debt is not paid
- Refusing to verify the debt
- Reporting false information to consumer credit reporting agencies
Debt collectors who commit these actions are liable to their victims. Pursing a lawsuit against a debt collector for an FDCPA violation can allow you to recover compensation for your damages.
It is important that you protect yourself and your rights. If you feel that you are being threatened or harassed by a creditor or collection agency, work with the Law Offices of David Brodman right away. When you retain our legal representation, we will fight for your consumer rights.
The moment you retain the Law Offices of David Brodman to represent you, all creditors and collection attempts are immediately referred to our office. This referral automatically stops all harassing phone calls. Once our firm files a case, creditors are not allowed to have any contact with you whatsoever.
Filing for bankruptcy creates an automatic stay that stops all collection activity. If a creditor tries to contact you after filing for bankruptcy, that creditor is in violation of the automatic stay. This violation could make the creditor subject to sanctions and fines.
If you are ready to regain control of your finances, contact the Law Offices of David Brodman right away. Send us a message online and our firm will be in touch with you shortly to answer your questions.
If you need help, a fresh start, he is your man.
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David Brodman is very kind, professional, and very attentive to all of my needs during this matter.
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Went over everything in detail, showed up to court once and that was it.
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