Chapter 13 Bankruptcy Attorney
20+ Years' Experience Helping Clients File for Chapter 13
Each year, millions of Americans find themselves struggling to repay debts and loans. Even as the economy shows signs of recovering from the downturn, many people still feel the repercussions of the recession. If you are one of the many individuals who are struggling to make ends meet, you need to contact the Law Offices of David Brodman.
At our firm, we are proud to have more than 20 years of experience providing outstanding representation to individuals and families throughout the Bronx area, and we may be able to help you as well. Being in debt does not have to be a permanent situation; you can become debt free. The Bronx bankruptcy attorney from our firm can help you understand the benefits of Chapter 13 bankruptcy.
Advantages of Filing for Chapter 13 Bankruptcy
Chapter 13 bankruptcy is different from Chapter 7 bankruptcy in that your assets and property will not be liquidated to repay debts. When you file for Chapter 13, you will have a chance to consolidate your debts and repay them over the course of a few years. The goal of this specific chapter is to help provide individuals with the tools they need to enhance their ability to manage their finances, all under the court's approval.
There are numerous advantages to filing for Chapter 13 bankruptcy; this form of bankruptcy can:
- Stop creditor harassment
- Stop foreclosures and foreclosure attempts
- Discharge all non-secure debts
- Create healthy saving and spending habits
- Allow you to regain repossessed property
Chapter 13 Repayment Plans
If you are approved to file for Chapter 13 bankruptcy, the court will provide you with a repayment plan. This plan will help you make small payments toward your debts and loans over the course of a few years. The payment plan must be approved by the court and the lenders prior to the plan going into effect.
When determining the amount that will be paid, the court will look into your disposable income, which is the amount of income you have after bills and taxes are paid. The court will personalize a plan specific to your case. The attorney from our firm can work with you and the court to ensure that a fair and reasonable payment plan is created.
Work With the Law Offices of David Brodman Today!
Debt can be stressful, and without the representation of an attorney, you could find yourself trying to navigate the federal bankruptcy laws alone. It is important that you contact the trusted Bronx bankruptcy lawyer from the Law Offices of David Brodman right away. Our firm stands ready to provide you with solid representation and to aggressively pursue the best possible resolution to your case.
You deserve to be debt-free, and with the guidance of our firm, you could be. If you have questions or concerns about your eligibility to file for Chapter 13 bankruptcy, do not hesitate to contact the Law Offices of David Brodman and schedule a consultation with our firm. Complete a free case evaluation form to get started!
Take the first steps today and request your free consultation now.
“My experience here was amazing!! David Brodman is very kind, professional, and very attentive to all of my needs during this matter. I am extremely satisfied with his services and would be happy to refer anyone to him in the future. Thank you for all of your help and I look forward to a new stress free life ahead of me!” - D.A. Read More Testimonials